Tailored financial protection for NBFCs, cooperative societies, MFIs, and other institutions, safeguarding businesses and assets.
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SVOJAS is a trusted leader in the microinsurance industry. Our mission is to provide need-based microinsurance solutions that cater to the unique requirements of underserved and unserved communities, as well as businesses. With a client-centric approach, we ensure that individuals, MSMEs, and corporates receive tailored risk management solutions that address their specific vulnerabilities. By focusing on financial inclusion, we design microinsurance products that enhance economic resilience, providing affordable protection to those who need it most.
By studying global markets, we have identified and adapted best practices to meet the unique needs of India's diverse landscape, ensuring that our solutions are both innovative and relevant to the local context.
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With expertise in microinsurance, we drive growth with affordable, innovative solutions
for global markets. Licensed by IRDAI, Svojas offers Life and General Insurance through
a comprehensive 360-degree risk management platform powered by advanced technology.
Committed to financial inclusion, we enhance insurance penetration and provide financial
security, especially for underserved populations.
Our proprietary 4D model (Design, Document, Develop & Deliver) allows us to provide end-to-end distribution services, ensuring that every product and process is tailored to meet the unique needs of our clients.
Design Personal Accidental coverages tailored to the needs. Implement a technology interface suitable to unserved segment. Develop an acceptable Insurance Business Plan.
Ensure compliance with RBI and IRDAI Guidelines. Document key products to enhance insurance coverage. Identify and negotiate terms with Insurance Companies/TPA's.
Develop manpower and operational processes for efficient service delivery. Streamline claims servicing for quick settlements. Language based product and process Information to Customers.
Implement an acceptable Insurance Business Plan. Ensure timely delivery of key service deliverables.
SVOJAS operates through a unique risk mitigation model, “CEO”—benefiting Customers, Employees, and the Organization. Our microinsurance solutions help financial institutions reduce risks in unsecured loans by covering borrowers against defaults due to death, including suicide from the second year. Banks and financial institutions serve as Master Policyholders, ensuring all loan borrowers are covered up to their sanctioned or outstanding loan amount. In the event of a borrower’s death, the loan is repaid to the bank, with any remaining benefits going to the nominee. This insurance is essential for peer banks and financial institutions to mitigate NPAs and generate revenue!
We operate through four main channels
Tailored financial protection for NBFCs, cooperative societies, MFIs, and other institutions, safeguarding businesses and assets.
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Group insurance for employees, employers, and retiral benefits for MSMEs, helping businesses choose affordable coverage.
Individual insurance solutions, including health, life, and personal accident coverage, especially for gig/ migrant workers and educational institutions ensuring financial security for individuals and families.
Seamless integration of offline and digital platforms for fast, hassle-free access to transactional insurance products across all regions.
We offer inclusive insurance solutions designed to protect individuals, families, businesses, and underserved communities from financial risks. Our products range from protection to pension, covering life, health, asset security, and investment planning, ensuring long-term financial stability for all.
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Providing customized insurance solutions to safeguard financial institutions and their customers.
Introducing a unique solution for MSMEs - empowering employers to strengthen financial security for their employees and their assets.
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Inclusive Protection for Every Stage of Life
Introducing the groundbreaking I2U2 initiative - Insurance to Urban Underprivileged. This program ensures financial security for migrant and gig workers by providing flexible, comprehensive coverage tailored to their needs. As pioneers in this sector, we address the unique challenges these workers face, offering essential protection.
Education is key to a child's growth and community development, yet apprx 20% of students drop out between classes 1 to 10 due to financial hardships in economically vulnerable communities. Our School Life - Vidhya Rakshana Kavach initiative supports educational institutions, ensuring children can continue their studies despite financial disruptions caused by the loss or disability of an income-earning parent.
Empowering businesses with digital platforms for seamless distribution and automated claims.
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Principal Officer & CEO
Krishna Kishore Koganti is the Principal Officer & CEO of SVOJAS Insurance Broking and Risk Management Services Pvt. Ltd., enriching the industry with nearly two decades of experience in insurance sales and distribution. With deep expertise in new business development, market expansion, and profitable business models, he drives strategic growth and innovation in the insurance broking sector. His leadership ensures customized risk management solutions that cater to businesses and individuals, strengthening financial security and resilience.
5th Floor, TR SQUARE, 1-98/21/B, Jai Hind Gandhi Rd, VIP Hills, Jai Hind Enclave, Madhapur, Hyderabad, Telangana 500081
Disclaimer: Insurance is the subject matter of
the solicitation. Details
shared by visitors on the website may be shared with our partner insurance companies.
The product information displayed for comparison is as provided by the respective
insurance company with whom we have an agreement. The product information shared is
authentic to the best of our knowledge and as shared by the insurance company. Please
write to contact@micronsure.com or give a call to 040 – 4852 3707
IRDA Statutory Requirement Beware of Spurious Phone Calls and Fictitious /
Fraudulent Offers IRDAI clarifies to public that IRDAI or its officials do not involve
in activities like sale of any kind of insurance or financial products nor invest
premiums. IRDAI does not announce any bonus. Public receiving such phone calls are
requested to lodge a police complaint along with details of phone call, number.
Svojas Insurance Broking and Risk Management Services Private limited (CIN U67120TG2017PTC118828). IRDAI Broking License Code No. DB 718/17, Certificate No. 627, License category- Direct Broker (Life & General), valid till 09/11/2026. Insurance is the subject matter of the solicitation. Product information is solely based on the information received from the insurers. For more details on risk factors, associated terms and conditions, and exclusions, please read the sales brochure carefully of the respective insurer before concluding a sale.
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